ZA Bank October campaign: 5% Central Market rebate, 100% tram fare rebate + HK$1,000 spending pack
Spend with ZA Card at designated Central Market merchants to earn 5% back automatically (until 31 October 2026). Pay an eligible single tram fare with ZA Card at alighting and get 100% of the fare back (26 September to 20 October 2026). New customers who open an account via designated channels, or existing users who successfully refer three friends, get a HK$1,000 spending pack (until 20 October). Rebates are paid in ZA Coin.
Details
ZA Bank's October "you play, we pay" campaign has four parts. (1) 5% Central Market rebate: from now until 31 October 2026, spend with ZA Card at participating merchants inside Central Market — look for the campaign signage at the till — and receive 5% back automatically, paid in ZA Coin. (2) 100% tram fare rebate: from 26 September to 20 October 2026 inclusive, pay an eligible single tram fare with ZA Card when alighting and get 100% of the fare back. For each eligible transaction of HK$1 or more, every HK$1 spent earns 100 ZA Coins (equivalent to HK$1), capped at 990 ZA Coins per participant. (3) HK$1,000 spending pack: from now until 20 October 2026, customers who have never held a ZA Bank account can register on the designated promotion page, lock in the reward, and apply for a savings account with the registered phone number before the on-page countdown ends (the invite code is pre-filled); the pack is credited automatically once the account is opened. Existing users who successfully refer three friends to open an account in Hong Kong receive the pack on top of the existing referral rewards. The pack contains spending rebate vouchers. (4) A pop-up cha chaan teng booth on Level 2 of Central Market from now until 14 October 2026, with photo spots and mini-games offering small gifts.
Terms & Conditions
Rebates are paid in ZA Coin, a third-party rewards programme operated by ZA International Financial Services Limited. The tram rebate applies only to eligible single fares on routes operated by Hong Kong Tramways paid with ZA Card, and excludes payments made through e-wallets (Apple Pay and Google Pay excepted). Each participant can earn up to 990 ZA Coins during the tram promotion. The spending pack requires registration on the designated promotion page and account opening with the registered phone number, or successfully referring three friends to open an account in Hong Kong. The offer is limited and available on a first-come-first-served basis. Subject to terms and conditions; ZA Bank's latest announcements prevail.
Provider: ZA Bank Merchant: Central Market, Hong Kong Tramways
Valid until: 31 Oct 2026
⚠️ Disclaimer: The above offers are for reference only and may change or expire at any time. Each offer is subject to its own terms and conditions. Please verify the official details before use. FinKit is not responsible for the accuracy or applicability of any offer.
Curated by FinKit Deals Team