OCBC Bank (Hong Kong) new fund time deposit: 3.20% on 12-month HKD and 4.10% on USD
Place a time deposit at a branch with new funds (HK$100,000 or above): HKD for 1/3/6/9/12 months earns 1.85%/2.80%/3.08%/3.15%/3.20% for Premier Banking customers and 1.85%/2.50%/3.00%/3.00%/3.05% for mass customers (4 months requires HK$500,000 or above, at 3.00% for both tiers). USD for 3/6/12 months earns 3.70%/4.00%/4.10% for Premier Banking and 3.60%/3.80%/4.00% for mass customers. RMB 12 months earns 1.35%.
Details
OCBC Bank (Hong Kong)'s new fund time deposit offer is available at any branch from 8 September 2026. The HKD and USD offers require new funds of HK$100,000 or above (or equivalent for USD). New funds means money newly deposited into the bank by cash, cheque or cashier order from another bank, or by telegraphic transfer or electronic clearing; it excludes the customer's existing deposits with the bank or funds withdrawn or transferred from other accounts with the bank, and is measured as the net increase over the average total deposit balance in the previous calendar month. The special rates are limited and available on a first-come, first-served basis.
Terms & Conditions
The special rates are for reference only and are not guaranteed; the bank may revise them at any time without notice. Deposits must be placed at a branch with new funds, and Premier Banking customers receive different rates from mass customers. Eligible customers cannot enjoy this offer together with other offers from the bank. Time deposits cannot be withdrawn early; exceptions are at the bank's absolute discretion and may result in no interest being paid plus applicable fees. Foreign currency deposits carry exchange rate risk. Subject to the bank's official terms and conditions.
Provider: OCBC Bank (Hong Kong) Merchant: OCBC Bank (Hong Kong) branches
Valid until: Until further notice
⚠️ Disclaimer: The above offers are for reference only and may change or expire at any time. Each offer is subject to its own terms and conditions. Please verify the official details before use. FinKit is not responsible for the accuracy or applicability of any offer.
Curated by FinKit Deals Team