Financial Tools
Precious Metals Calculator
Live gold, silver, platinum & palladium prices. Enter an amount or weight to calculate how much you can buy.
Gold Calculator
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⚠️ Prices delayed ~15–20 min. For reference only. Actual trades are based on bank or dealer quotes.
What Is the Precious Metals Calculator?
Gold, silver, platinum — precious metals are the most traditional safe-haven and store-of-value assets. The Precious Metals Calculator answers a common question: "I have HK$X to invest in gold — how many taels or ounces can I buy?" Simply enter your investment amount and pick a metal, and the calculator shows how much you can buy in ounces, grams, and Hong Kong taels, along with live reference prices and per-gram rates. Whether you're buying physical gold at a jewellery shop, opening a bank gold account, or buying a gold ETF, this calculator gives you instant conversions.
Key Concepts
Gold Pricing Units
The international gold market prices gold in troy ounces (1 oz = 31.1035 g), but Hong Kong jewellery shops use the Hong Kong tael (1 tael = 37.429 g). So when you see news quoting "gold at US$2,300/oz", converting to HK taels works out to: US$2,300 × 7.8 ÷ 31.1035 × 37.429 ≈ HK$21,500/tael. Our calculator handles all these conversions automatically.
Different Ways to Invest in Gold
Hong Kong offers several ways to invest in gold: ① Physical gold (coins, bars, nuggets) — no counterparty risk but requires storage and insurance; ② Bank gold accounts — convenient but usually have minimums and fees; ③ Gold ETFs (e.g. 2840.HK SPDR Gold ETF) — the most convenient, trades like a stock; ④ Gold futures — high leverage, high risk, not suitable for most retail investors.
Gold's Role in Your Portfolio
Gold generates no interest or dividends, so it shouldn't dominate your portfolio. General guidelines: conservative investors may allocate 5–10% to gold as a hedge; aggressive investors may need only 0–5%. Gold's greatest value is preserving wealth during stock market crashes or high inflation — not long-term capital appreciation.
Frequently Asked Questions
Physical gold vs bank gold account?
Is now a good time to buy gold?
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⚠️ Note：The above calculations are for reference only and do not constitute financial, investment, or tax advice. Actual outcomes may vary based on individual circumstances, financial institution policies, or regulatory changes. Please consult a licensed professional before making any financial decisions.