Startup

Startup Cost Calculator

Itemise your startup costs and monthly expenses to calculate how much capital you need before launching.

One-Time Startup Costs

🔨Renovation / Equipment

Amount (HK$)

📋Licences / Business Registration

Amount (HK$)

⚖️Legal / Accounting

Amount (HK$)

💻Website / App Development

Amount (HK$)

📦Inventory / Raw Materials

Amount (HK$)

🏥Emergency Fund

Amount (HK$)

Fixed Monthly Expenses

🏢Rent / Office

Amount (HK$)

🌐Tech Subscriptions

Amount (HK$)

📣Marketing

Amount (HK$)

🔄Monthly Restocking

Amount (HK$)

👥Staff Salaries

Amount (HK$)

💡Utilities

Amount (HK$)

🛡️Insurance

Amount (HK$)

📌Other Expenses

Amount (HK$)

Your Available Capital (optional)

Available Capital

Enter the startup capital you've prepared to see how long it will last

Cost Analysis

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Enter your costs above
to see your startup capital needs

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The 3–6 Month Rule

Early-stage revenue is unpredictable — prepare at least 3 months of operating capital. A conservative approach is 6 months, giving you enough time to test, iterate, and adjust.

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Burn Rate

Your monthly fixed expenses are your "burn rate". Knowing your burn rate tells you exactly how long your capital will last — it's the most important number for any founder.

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Government Grants

Hong Kong offers several startup funding schemes: BUD Fund, SME Export Marketing Fund (EMF), Cyberport Incubation Programme, and more — worth exploring.

Want to model cash flow and payback period?

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