Financial Tools

Personal Finance Assessment

A comprehensive financial health check — calculate your net worth, savings rate, emergency fund, and key ratios to understand where you stand.

Monthly Income

Monthly Income (after tax)

Monthly Expenses

Housing (Rent/Mortgage)

Food & Dining

Transport

Utilities & Internet

Insurance

Entertainment & Shopping

Other Expenses

Assets

Cash / Savings

Stocks / Funds / Investments

Property Value

MPF Balance

Other Assets

Liabilities

Mortgage Balance

Personal Loan

Credit Card Debt

Other Debts

Financial Health

Health Score

Enter income & expenses to see your score

Enter assets & liabilities to see net worth

Monthly Surplus+HK$ 0

Savings Rate0.0%

Debt-to-Income Ratio0.0%

Emergency Fund0.0 months

50/30/20 Budget

Needs (50%)HK$ 0

Wants (30%)HK$ 0

Savings (20%)HK$ 0