Financial Tools

MPF Contribution Calculator

Calculate mandatory MPF contributions, project your retirement balance, and see the tax benefits of voluntary TVC contributions.

Input

Monthly Salary ($)

Expected MPF Annual Return %

Contribution Period (years)

Voluntary Contribution (TVC)

Extra Monthly Contribution ($)

Results

Monthly Contribution Breakdown

Employee (5%)—

Employer (5%)—

Total Monthly—

Projected Retirement Balance

—

Contribution Distribution

Total Employee—

Total Employer—

Investment Return—

MPF Essentials

MPF is calculated on monthly income up to HK$30,000. Both employee and employer contribute 5%, capped at HK$1,500 each per month.

Employees earning below HK$7,100/month are exempt from contributions, though employers must still contribute 5%.

You can contribute up to HK$60,000/year voluntarily (TVC) — fully tax-deductible. The earlier you start, the more compounding works in your favour.

MPF can generally only be withdrawn at age 65. Exceptions include permanent departure from Hong Kong and total incapacity.

Wondering how much you need to retire?